Real estate, done well.

Look for agents with local expertise, strong recent sales in your area, positive reviews, and clear communication. Interview at least 2-3 agents before deciding, and ask about their marketing strategy, commission structure, and references from recent clients.

Beyond the purchase price, budget 3-5% for closing costs (lender fees, title insurance, escrow, taxes), plus moving expenses and immediate repairs. First-time buyers should also plan for home inspection ($300-500) and appraisal fees ($400-700).

From accepted offer to closing typically takes 30-45 days. The full process from starting your search to moving in often spans 2-6 months depending on market conditions, your financing readiness, and how quickly you find the right property.

This depends on your financial situation, how long you plan to stay (5+ years generally favors buying), local price-to-rent ratios, and your readiness for maintenance responsibilities. A rent-vs-buy calculator combined with a conversation with a lender can clarify the right choice.